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No Cost EMI
(Upto 6 months)
Itineraries
(Personalised or Fixed)
Travel Anywhere
(Book now and Pay later)"Book now, pay later" is a payment option provided by travools. This option allows you to secure your travel arrangements, such as flights, accommodations, or vacation packages, at the time of booking without making an immediate payment. Instead, you can defer the payment to a later date with an interest-free (6 months) or low-interest period. easily with travools.
Q.What is a travel loan?
A.Travel loan is a personal loan specifically designed to cover the expenses of a vacation or travel. It allows you to borrow a certain amount of money that you can use for travel-related costs.
Q.How does a travel loan work?
A.Travel loans typically work like personal loans. You apply for a loan from Sankash, and if approved, you receive a lump sum of money. You then repay the loan, often with interest, in monthly installments over a fixed term.
Q.What is No Cost EMI?
A.Travools has partnered with Sankash to offer its customers No Cost EMIs for a hassle-free international vacation booking experience. With a No Cost EMI, customers can book a vacation to their desired destination without having to worry about the rates. Total Trip cost can be broken down into 6 EMI's and with one time 1% GSM charge and 2% processing fee . No interest fee will be charged for upto 6months EMI plan.
Q.Is No cost EMI available for 9, 12, 18 & 24 months?
A.Currently, the offer of No cost EMI is available only for 3 months and 6 months plan. If customer opts for 9,12,18,24 months EMI plan, there will be a 1% flat interest rate. 2% processing fee and 1% GSM will be mandatory.
Q.What does GSM cover?
A.Age of the customer: 20-50 years (medicals will be required post 50 years). Policy tenure: 1 year. Since this is a loan preposition. 18 critical illnesses to be covered as Policy wordings as per terms and conditions of the product. No Pre Existing Disease will be covered. Loss of job is subject to health and accident only.
Q.What are the eligibility criteria to avail Sankash EMI payment?
A.To use Sankash, Customer must be over 23 years of age and under 57 years. Must be an Indian resident , generating income (salaried/self employed) and Indian resident having Pan card.
Q.Are there any prerequisites I need to know before I apply for the Sankash No Cost EMI?
A.Currently, the offer of No cost EMI is available only for 3 months and 6 months plan. If customer opts for 9,12,18,24 months EMI plan, there will be a 1% flat interest rate and 2% processing fee.
Q.How do one qualify for a travel loan?
A.To qualify for a travel loan, you typically need to have a good credit score, a stable income, and a reasonable debt-to-income ratio. Sankash will evaluate your creditworthiness before approving your loan application.
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